First time home buyer in Scottsdale AZ: where the 2026 FHA, conforming and jumbo lines fall against Scottsdale prices, 3% down options, VA, local program facts and Arizona steps. Pillar Mortgage Group.
First-time home buyer programs in Arizona include FHA (3.5% down), Fannie Mae HomeReady (3% down), and Home Plus down payment assistance. 2026 conforming limit: $832,750. Scottsdale: Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).